Identity theft now represents a serious threat to one out of 12 internet users.  Stolen identities can result in a negative credit history that can take years to correct.  You can ensure that your credit file does not contain erroneous information by requesting a copy of your credit report.  Don't be misled by offers of " Free " Credit Reports.  The ads are a clever lure to get consumers to pay a monthly fee for a credit repair or protection program.  If you simply want your own credit report, we'll charge a one-time fee of $29.00 and provide your credit report within two hours (8:00 a.m. - 4:00 p.m. EST).

Internal theft is often the result of employees who can not meet their monthly financial obligations. Giving employees access to cash and merchandise without knowing their financial background can result in irresistible temptation. A Credit Report gives employers the information necessary to make intelligent hiring decisions.